{"id":1213,"date":"2024-11-14T16:37:59","date_gmt":"2024-11-14T16:37:59","guid":{"rendered":"https:\/\/www.novakidschool.com\/ro\/blog\/?p=1213"},"modified":"2024-12-03T15:46:13","modified_gmt":"2024-12-03T15:46:13","slug":"educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti","status":"publish","type":"post","link":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/","title":{"rendered":"Educa\u021bia financiar\u0103 pe \u00een\u021belesul copiilor \u2013 Cum s\u0103 \u00eei preg\u0103te\u0219ti pentru via\u021b\u0103?"},"content":{"rendered":"  <section class=\"section blogHeader\" id=\"blogHeader-block_5e78d13e114e5b92c6719e2075916cee\">\n      <div class=\"blogHeader__wrapper\">\n                              <div class=\"blogHeader__image\">\n              <a href=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use.png\" class=\"glightbox\">\n                <img decoding=\"async\" src=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use.png\" alt=\"Educa\u021bia financiar\u0103 pe \u00een\u021belesul copiilor \u2013 Cum s\u0103 \u00eei preg\u0103te\u0219ti pentru via\u021b\u0103?\" class=\"blogHeader__imageItem\" srcset=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use-300x211.png 300w, https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use-768x540.png 768w, https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use.png 1024w\" style=\"width:100%; aspect-ratio:1024\/720;\"> \n              <\/a>\n          <\/div>\n          \n      <\/div>\n  <\/section>\n\n      <section class=\"blogContentTable\" data-toc-section>\n        <input type=\"checkbox\" id=\"blogTocToggle\" class=\"blogContentTable__toggle\" \/>\n        <label for=\"blogTocToggle\" class=\"blogContentTable__header\">\n            <span class=\"blogContentTable__heading\">\n                Cuprins            <\/span>\n            <span class=\"blogContentTable__arrow\"><\/span>\n        <\/label>\n        <div class=\"blogContentTable__wrapper\">\n            <div class=\"blogContentTable__heading blogContentTable__heading--sidebar\">\n                Cuprins            <\/div>\n            <ol class=\"blogContentTable__list\">\n                                    <li>\n                        <span class=\"toc-item\">Ce este educa\u021bia financiar\u0103 de fapt?<\/span>\n                    <\/li>\n                                    <li>\n                        <span class=\"toc-item\">De ce este important\u0103 educa\u021bia financiar\u0103 pentru cei mici?<\/span>\n                    <\/li>\n                                    <li>\n                        <span class=\"toc-item\">C\u00e2nd s\u0103 \u00eencepi educa\u021bia copiilor despre bani?<\/span>\n                    <\/li>\n                                    <li>\n                        <span class=\"toc-item\">Sfaturi pentru p\u0103rin\u021bi: Cum s\u0103 faci educa\u021bie financiar\u0103 acas\u0103<\/span>\n                    <\/li>\n                                    <li>\n                        <span class=\"toc-item\">Activit\u0103\u021bi pentru educa\u021bia financiar\u0103 a copilului<\/span>\n                    <\/li>\n                                    <li>\n                        <span class=\"toc-item\">Educa\u021bia financiar\u0103, un proces continuu<\/span>\n                    <\/li>\n                            <\/ol>\n        <\/div>\n    <\/section>\n\n    <script>\n        \/\/ Use DOMContentLoaded for faster TOC initialization\n        document.addEventListener('DOMContentLoaded', () => {\n            const tocSection = document.querySelector('[data-toc-section]');\n            if (!tocSection) return;\n\n            const headings = document.querySelectorAll('.blogHeadingText');\n            const tableContainer = tocSection.querySelector('.blogContentTable__list');\n            if (!tableContainer) return;\n\n            \/\/ Clear the container\n            tableContainer.innerHTML = '';\n\n            \/\/ Count valid headings with h2\n            let validHeadingsCount = 0;\n\n            \/\/ For each heading, create an item in the table of contents\n            headings.forEach((heading, index) => {\n                const h2 = heading.querySelector('h2');\n                if (!h2) return;\n\n                validHeadingsCount++;\n                const title = h2.textContent.trim();\n                const itemHtml = `<li><a href=\"#${heading.id}\">${title}<\/a><\/li>`;\n                tableContainer.innerHTML += itemHtml;\n            });\n\n            \/\/ Hide TOC if no valid headings found\n            if (validHeadingsCount === 0) {\n                tocSection.style.display = 'none';\n            }\n            \n            \/\/ Dispatch custom event to notify that TOC is ready\n            document.dispatchEvent(new CustomEvent('tocReady'));\n        });\n    <\/script>\n  \n\n\n  <section class=\"section blogText\" id=\"blogText-block_182001b295fe699485d2f97a92a4568f\">\n    <div class=\"blogText__wrapper\">\n        <div class=\"blogText__content\">\n            <p><span style=\"font-weight: 400;\">Felul \u00een care c\u00e2\u0219tig\u0103m, economisim \u0219i cheltuim banii ne influen\u021beaz\u0103 semnificativ stilul de via\u021b\u0103. Din acest motiv, este important s\u0103 \u00eencepem s\u0103 vorbim cu cei mici despre bani \u00eenc\u0103 de la o v\u00e2rst\u0103 fraged\u0103, de\u0219i mul\u021bi p\u0103rin\u021bi evit\u0103 acest lucru.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Educa\u021bia financiar\u0103 pentru copii<\/span><span style=\"font-weight: 400;\"> nu este doar un moft \u2013 este o investi\u021bie \u00een viitorul lor. Dar cum explic\u0103m concepte complexe \u00eentr-un mod simplu \u0219i interesant pentru ei? Hai s\u0103 descoperim \u00eempreun\u0103!<\/span><\/p>\n        <\/div>\n    <\/div>\n  <\/section>\n\n\n  <section class=\"section blogHeadingText\" id=\"blogHeadingText-block_f5c568114726fa1ea9cbb70cca564b0b\">\n    <div class=\"blogHeadingText__wrapper\" >\n        <div class=\"blogHeadingText__heading\">\n            <h3 class=\"blogHeadingText__headingItem\" data-blog-heading data-section-id=\"blogHeadingText-block_f5c568114726fa1ea9cbb70cca564b0b\">\n                Ce este educa\u021bia financiar\u0103 de fapt?            <\/h3>\n        <\/div>\n        <div class=\"blogHeadingText__content\">\n            <p><span style=\"font-weight: 400;\">Pentru a aborda tema educa\u021biei financiare corect, Novakid, \u0219coala online de limba<\/span> <a href=\"https:\/\/www.novakidschool.com\/ro\/\"><span style=\"font-weight: 400;\">englez\u0103 pentru copii<\/span><\/a><span style=\"font-weight: 400;\">, a discutat cu specialistul Anna Dengina, profesor, autor \u0219i metodolog de programe pentru educa\u0163ie financiar\u0103 dedicate copiilor \u0219i p\u0103rin\u021bilor:<\/span><\/p>\n<blockquote><p><span style=\"font-weight: 400;\">\u201c<\/span><i><span style=\"font-weight: 400;\">Educa\u021bia financiar\u0103<\/span><\/i><i><span style=\"font-weight: 400;\"> este un instrument de \u00eenv\u0103\u021bare \u0219i socializare economic\u0103 a copilului. El se na\u0219te \u00eentr-un mediu \u00een care exist\u0103 economie, bani, rela\u021bii financiare. Adapt\u00e2ndu-se la acest mediu, copilul \u00eenva\u021b\u0103 codul cultural al banilor care este acceptat \u00een \u021bara lui \u0219i chiar \u00een familia sa \u2013 aceasta este tot parte a alfabetiz\u0103rii financiare<\/span><\/i><span style=\"font-weight: 400;\">.&#8221;<\/span><\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Pe scurt, <\/span><span style=\"font-weight: 400;\">educa\u021bia financiar\u0103<\/span><span style=\"font-weight: 400;\"> \u00eenseamn\u0103 a \u00eenv\u0103\u021ba copilul s\u0103 gestioneze banii eficient \u0219i s\u0103-\u0219i dezvolte obiceiuri financiare s\u0103n\u0103toase. Nu este vorba doar despre economii sau cheltuieli, ci \u0219i despre cum s\u0103 g\u00e2ndeasc\u0103 pe termen lung \u0219i s\u0103 prioritizeze lucrurile.<\/span><\/p>\n        <\/div>\n    <\/div>\n  <\/section>\n\n\n  <section class=\"section blogImage\" id=\"blogImage-block_ad4420c58bba06474d88aa5960835bf1\">\n    <div class=\"blogImage__wrapper\" >\n        <div class=\"blogImage__image\">\n            <a href=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/Baietel-numara-bancnote-e1733240450809.png\" class=\"glightbox\">\n                <img decoding=\"async\" src=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/Baietel-numara-bancnote-e1733240450809.png\" alt=\"Ba\u0306iet\u0326el numa\u0306ra\u0306 bancnote\" class=\"blogImage__imageItem blogImage__imageItem--noCrop\" srcset=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/Baietel-numara-bancnote-e1733240450809-300x266.png 300w, https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/Baietel-numara-bancnote-e1733240450809-768x681.png 768w, https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/Baietel-numara-bancnote-e1733240450809.png 1024w\" >\n                <div class=\"glightbox__zoom\">\n                    <img decoding=\"async\" src=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/themes\/novakid\/public\/img\/icons\/search.svg\" alt=\"Zoom icon\" class=\"style-svg\">\n                <\/div>\n            <\/a>\n        <\/div>\n            <\/div>\n  <\/section>\n\n\n  <section class=\"section blogHeadingText\" id=\"blogHeadingText-block_cc968ee2f48bac76d788706d67345302\">\n    <div class=\"blogHeadingText__wrapper\" >\n        <div class=\"blogHeadingText__heading\">\n            <h3 class=\"blogHeadingText__headingItem\" data-blog-heading data-section-id=\"blogHeadingText-block_cc968ee2f48bac76d788706d67345302\">\n                De ce este important\u0103 educa\u021bia financiar\u0103 pentru cei mici?            <\/h3>\n        <\/div>\n        <div class=\"blogHeadingText__content\">\n            <p><span style=\"font-weight: 400;\">Beneficiile <\/span><span style=\"font-weight: 400;\">educa\u021biei financiare<\/span><span style=\"font-weight: 400;\"> sunt multiple. \u00cen primul r\u00e2nd, <\/span><span style=\"font-weight: 400;\">educa\u021bia copiilor<\/span><span style=\"font-weight: 400;\"> din acest punct de vedere ajut\u0103 la dezvoltarea unui adult responsabil, care poate lua decizii financiare informate. \u00cen al doilea r\u00e2nd, ca p\u0103rinte, \u00eel preg\u0103te\u0219ti s\u0103 evite capcanele financiare, cum ar fi datoriile excesive sau consumul necontrolat, un lucru de care mul\u021bi se lovesc \u0219i la via\u021ba adult\u0103.<\/span><\/p>\n<blockquote><p><span style=\"font-weight: 400;\">\u201c<\/span><i><span style=\"font-weight: 400;\">Una dintre sarcinile p\u0103rin\u021bilor este s\u0103 formeze o atitudine s\u0103n\u0103toas\u0103 fa\u021b\u0103 de bani ca resurs\u0103, s\u0103-i \u00eenve\u021be pe cei mici s\u0103-\u0219i \u00een\u021beleag\u0103 nevoile. De asemenea, trebuie s\u0103 le explice cum se gestioneaz\u0103 banii \u2013 ce sunt cheltuielile, economiile \u0219i ce \u00eenseamn\u0103 c\u00e2\u0219tigul financiar<\/span><\/i><span style=\"font-weight: 400;\">&#8222;, mai spune specialistul.\u00a0<\/span><\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Copiii care \u00een\u021beleg valoarea banilor vor avea mai multe \u0219anse s\u0103 economiseasc\u0103, s\u0103 investeasc\u0103 inteligent \u0219i s\u0103-\u0219i gestioneze resursele eficient.<\/span><\/p>\n        <\/div>\n    <\/div>\n  <\/section>\n\n\n  <section class=\"section blogHeadingText\" id=\"blogHeadingText-block_0c3c3cac79047eb135aea36d8c3534c8\">\n    <div class=\"blogHeadingText__wrapper\" >\n        <div class=\"blogHeadingText__heading\">\n            <h3 class=\"blogHeadingText__headingItem\" data-blog-heading data-section-id=\"blogHeadingText-block_0c3c3cac79047eb135aea36d8c3534c8\">\n                C\u00e2nd s\u0103 \u00eencepi educa\u021bia copiilor despre bani?            <\/h3>\n        <\/div>\n        <div class=\"blogHeadingText__content\">\n            <p><span style=\"font-weight: 400;\">Nu exist\u0103 o v\u00e2rst\u0103 \u201cperfect\u0103&#8221;, dar speciali\u0219tii sugereaz\u0103 s\u0103 \u00eencepi c\u00e2t mai devreme disciplina financiar\u0103, adapt\u00e2nd informa\u021biile la nivelul copilului:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>2-3 ani:<\/b><span style=\"font-weight: 400;\"> Introduce no\u021biuni simple \u2013 explic\u0103-i cum func\u021bioneaz\u0103 schimbul de bani pentru produse.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>4-6 ani:<\/b><span style=\"font-weight: 400;\"> \u00cenva\u021b\u0103-l diferen\u021ba dintre lucruri necesare \u0219i dorite. Exemplu: &#8222;Ne place ciocolata, dar avem nevoie de lapte.&#8221;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>5-8 ani:<\/b><span style=\"font-weight: 400;\"> Ofer\u0103-i bani de buzunar pentru a-l \u00eenv\u0103\u021ba s\u0103 gestioneze sume mici. Acesta este \u0219i momentul \u00een care \u00eei po\u021bi explica no\u021biunea de economii.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>8-10 ani:<\/b><span style=\"font-weight: 400;\"> Introdu conceptul de buget \u2013 de exemplu, cum s\u0103 \u00ee\u0219i \u00eempart\u0103 suma primit\u0103 pe s\u0103pt\u0103m\u00e2n\u0103 pentru diferite lucruri \u0219i s\u0103 \u00eenve\u021be s\u0103 cheltuiasc\u0103 \u00eentre ni\u0219te limite.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Preadolescen\u021b\u0103 (10-14 ani):<\/b><span style=\"font-weight: 400;\"> Discut\u0103 despre economisire pe termen lung \u0219i chiar despre investi\u021bii simple.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Po\u021bi folosi \u0219i videoclipul de mai jos pentru a-i \u00eenv\u0103\u021ba pe cei mici diferitele monede ale \u021b\u0103rilor, mai ales dac\u0103 au prins drag pentru <\/span><a href=\"https:\/\/www.novakidschool.com\/ro\/education\/beginners\/\"><span style=\"font-weight: 400;\">lec\u021biile de englez\u0103 pentru copii \u00eencep\u0103tori<\/span><\/a><span style=\"font-weight: 400;\">:<\/span><\/p>\n        <\/div>\n    <\/div>\n  <\/section>\n\n\n  <section class=\"section blogYoutube\" id=\"blogYoutube-block_441aa1abc402308cc463b75921a4ac8d\">\n    <div class=\"blogYoutube__wrapper\">\n        <div class=\"blogYoutube__content\">\n            <iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/hpOkU_93W8Y?si=aHf8lkyG9Op2ssOd\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>        <\/div>\n    <\/div>\n  <\/section>\n\n\n  <section class=\"section blogHeadingText\" id=\"blogHeadingText-block_4197a74e659bd6263e7fd05054ee53e2\">\n    <div class=\"blogHeadingText__wrapper\" >\n        <div class=\"blogHeadingText__heading\">\n            <h3 class=\"blogHeadingText__headingItem\" data-blog-heading data-section-id=\"blogHeadingText-block_4197a74e659bd6263e7fd05054ee53e2\">\n                Sfaturi pentru p\u0103rin\u021bi: Cum s\u0103 faci educa\u021bie financiar\u0103 acas\u0103            <\/h3>\n        <\/div>\n        <div class=\"blogHeadingText__content\">\n            <p><span style=\"font-weight: 400;\">Pentru a introduce practici financiare s\u0103n\u0103toase \u00een via\u021ba celui mic, iat\u0103 c\u00e2teva <\/span><span style=\"font-weight: 400;\">idei pentru p\u0103rin\u021bi<\/span><span style=\"font-weight: 400;\"> care te vor ajuta s\u0103 construie\u0219ti o funda\u021bie solid\u0103 pentru <\/span><span style=\"font-weight: 400;\">educa\u021bia copilului<\/span><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Vorbe\u0219te despre bani simplu.<\/b><span style=\"font-weight: 400;\"> Folose\u0219te exemple din via\u021ba de zi cu zi a familiei, cum ar fi cump\u0103r\u0103turile sau planificarea bugetului pentru o vacan\u021b\u0103.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Creeaz\u0103 un sistem de economii.<\/b><span style=\"font-weight: 400;\"> O pu\u0219culi\u021b\u0103 este un instrument excelent pentru copiii mici. \u00cencurajeaz\u0103-i s\u0103 economiseasc\u0103 <\/span><span style=\"font-weight: 400;\">bani pentru copii<\/span><span style=\"font-weight: 400;\"> \u00een scopuri specifice, cum ar fi o juc\u0103rie sau o excursie.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Joac\u0103-te cu ei.<\/b><span style=\"font-weight: 400;\"> Jocuri precum Monopoly sau Jocul Banilor sunt ideale pentru a le explica no\u021biuni precum achizi\u021biile sau investi\u021biile.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Implic\u0103-i \u00een bugetul familiei.<\/b><span style=\"font-weight: 400;\"> Arat\u0103-le cum distribui bugetul lunar \u2013 facturi, m\u00e2ncare, economii \u2013 \u0219i explic\u0103-le de ce prioritizarea este important\u0103.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u00cenva\u021b\u0103-i valoarea muncii.<\/b><span style=\"font-weight: 400;\"> Introdu conceptul de &#8222;venit din munc\u0103&#8221;. Ofer\u0103-le mici sarcini contra unei recompense, cum ar fi str\u00e2ngerea juc\u0103riilor sau ajutorul \u00een gr\u0103din\u0103.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Explic\u0103 diferen\u021ba dintre &#8222;necesar&#8221; \u0219i &#8222;op\u021bional.&#8221;<\/b><span style=\"font-weight: 400;\"> Ne trebuie m\u00e2ncare, dar ne dorim o tablet\u0103. Este o lec\u021bie valoroas\u0103 pentru deciziile viitoare.<\/span><\/li>\n<\/ol>\n        <\/div>\n    <\/div>\n  <\/section>\n\n\n  <section class=\"section blogImage\" id=\"blogImage-block_9f57ac23452378e0d9ebd800f8a92e94\">\n    <div class=\"blogImage__wrapper\" >\n        <div class=\"blogImage__image\">\n            <a href=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/Fetita-pune-o-moneda-in-pusculita-e1733240433453.png\" class=\"glightbox\">\n                <img decoding=\"async\" src=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/Fetita-pune-o-moneda-in-pusculita-e1733240433453.png\" alt=\"Feti\u021b\u0103 pune o moned\u0103 \u00een pu\u0219culi\u021b\u0103\" class=\"blogImage__imageItem blogImage__imageItem--noCrop\" srcset=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/Fetita-pune-o-moneda-in-pusculita-e1733240433453-300x249.png 300w, https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/Fetita-pune-o-moneda-in-pusculita-e1733240433453-768x638.png 768w, https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/Fetita-pune-o-moneda-in-pusculita-e1733240433453.png 1024w\" >\n                <div class=\"glightbox__zoom\">\n                    <img decoding=\"async\" src=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/themes\/novakid\/public\/img\/icons\/search.svg\" alt=\"Zoom icon\" class=\"style-svg\">\n                <\/div>\n            <\/a>\n        <\/div>\n            <\/div>\n  <\/section>\n\n\n  <section class=\"section blogHeadingText\" id=\"blogHeadingText-block_fad323d8f734024cbec5aa6fc09802b9\">\n    <div class=\"blogHeadingText__wrapper\" >\n        <div class=\"blogHeadingText__heading\">\n            <h2 class=\"blogHeadingText__headingItem\" data-blog-heading data-section-id=\"blogHeadingText-block_fad323d8f734024cbec5aa6fc09802b9\">\n                Activit\u0103\u021bi pentru educa\u021bia financiar\u0103 a copilului             <\/h2>\n        <\/div>\n        <div class=\"blogHeadingText__content\">\n            <p><span style=\"font-weight: 400;\">Pe l\u00e2ng\u0103 discu\u021bii \u0219i exemple, po\u021bi introduce \u0219i <\/span><span style=\"font-weight: 400;\">activit\u0103\u021bi de educa\u021bie financiar\u0103<\/span><span style=\"font-weight: 400;\">, precum:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Jocuri de rol:<\/b><span style=\"font-weight: 400;\"> Creeaz\u0103 un &#8222;magazin&#8221; acas\u0103, unde copilul poate &#8222;cump\u0103ra&#8221; produse folosind bani fictivi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Exerci\u021bii de bugetare:<\/b><span style=\"font-weight: 400;\"> D\u0103-i un buget mic \u0219i las\u0103-l s\u0103 decid\u0103 cum \u00eel va cheltui \u2013 de exemplu, pe dulciuri sau pe o juc\u0103rie.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Proiecte creative:<\/b><span style=\"font-weight: 400;\"> \u00cencurajeaz\u0103-l s\u0103 creeze obiecte (desene, felicit\u0103ri) pe care s\u0103 le v\u00e2nd\u0103 membrilor familiei.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Aceste activit\u0103\u021bi \u00eei \u00eenva\u021b\u0103 nu doar gestionarea banilor, ci \u0219i importan\u021ba creativit\u0103\u021bii \u0219i a muncii.<\/span><\/p>\n        <\/div>\n    <\/div>\n  <\/section>\n\n\n  <section class=\"section blogHeadingText\" id=\"blogHeadingText-block_e89485a3016e75674db7f2faee493319\">\n    <div class=\"blogHeadingText__wrapper\" >\n        <div class=\"blogHeadingText__heading\">\n            <h2 class=\"blogHeadingText__headingItem\" data-blog-heading data-section-id=\"blogHeadingText-block_e89485a3016e75674db7f2faee493319\">\n                Educa\u021bia financiar\u0103, un proces continuu            <\/h2>\n        <\/div>\n        <div class=\"blogHeadingText__content\">\n            <p><span style=\"font-weight: 400;\">Educa\u021bia financiar\u0103 <\/span><span style=\"font-weight: 400;\">nu este o lec\u021bie care se \u00eencheie dup\u0103 c\u00e2teva discu\u021bii. Este un proces continuu, care trebuie adaptat \u00een func\u021bie de v\u00e2rsta \u0219i personalitatea copilului. De asemenea, p\u0103rin\u021bii trebuie s\u0103 fie un exemplu. Dac\u0103 te v\u0103d c\u0103 faci alegeri financiare responsabile, copilul va \u00eenv\u0103\u021ba imit\u00e2nd.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Educa\u021bia financiar\u0103 pentru copii<\/span><span style=\"font-weight: 400;\"> nu este doar despre bani \u2013 este despre \u00eencredere, responsabilitate \u0219i preg\u0103tirea pentru via\u021b\u0103. Prin activit\u0103\u021bi simple, dar eficiente, \u00eei po\u021bi \u00eenv\u0103\u021ba pe cei mici cum s\u0103-\u0219i gestioneze resursele, s\u0103 economiseasc\u0103 \u0219i s\u0103 fac\u0103 alegeri inteligente.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">E<\/span><span style=\"font-weight: 400;\">duca\u021bia financiar\u0103<\/span><span style=\"font-weight: 400;\"> poate fi completat\u0103 \u0219i \u00een afara casei sau la \u0219coal\u0103. \u00cen cadrul cursurilor de<\/span> <a href=\"https:\/\/www.novakidschool.com\/ro\/education\/preschool\/\"><span style=\"font-weight: 400;\">englez\u0103 pentru pre\u0219colari<\/span><\/a><span style=\"font-weight: 400;\"> de la Novakid, profesorul poate aborda \u0219i elemente de <\/span><span style=\"font-weight: 400;\">educa\u021bie financiar\u0103<\/span><span style=\"font-weight: 400;\">, pe l\u00e2ng\u0103 multe alte teme ce vor \u00eembog\u0103\u021bi cultura general\u0103 a copilului t\u0103u.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Afl\u0103 mai multe de la Adrienne Landry, profesor \u0219i metodolog, \u00een videoclipul de mai jos, \u0219i rezerv\u0103 o prim\u0103 lec\u021bie gratuit\u0103 pentru copilul t\u0103u.\u00a0<\/span><\/p>\n        <\/div>\n    <\/div>\n  <\/section>\n\n\n  <section class=\"section blogYoutube\" id=\"blogYoutube-block_dc0d152665133de88c58d614aaeab4c4\">\n    <div class=\"blogYoutube__wrapper\">\n        <div class=\"blogYoutube__content\">\n            <iframe loading=\"lazy\" width=\"100%\" height=\"664\" src=\"https:\/\/www.youtube.com\/embed\/DVPRwRS5kss\" title=\"Behind the Screen: How Novakid Balance Learning and Fun (Romanian subs)\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>        <\/div>\n    <\/div>\n  <\/section>\n","protected":false},"excerpt":{"rendered":"<p>Ce \u00eenseamn\u0103 banii pentru copii? Afl\u0103 sfaturi, exemple de activit\u0103\u021bi educative \u0219i c\u00e2nd s\u0103 \u00eencepi s\u0103-\u021bi preg\u0103te\u0219ti copilul pentru un viitor financiar responsabil.<\/p>\n","protected":false},"author":3,"featured_media":4942,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[41],"tags":[],"class_list":["post-1213","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-educatia-copiilor"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Educa\u021bia financiar\u0103 pe \u00een\u021belesul copiilor: Sfaturi pentru p\u0103rin\u021bi<\/title>\n<meta name=\"description\" content=\"Ce \u00eenseamn\u0103 banii pentru copii? Afl\u0103 sfaturi, exemple de activit\u0103\u021bi educative \u0219i c\u00e2nd s\u0103 \u00eencepi s\u0103-\u021bi preg\u0103te\u0219ti copilul pentru un viitor financiar responsabil.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Educa\u021bia financiar\u0103 pe \u00een\u021belesul copiilor: Sfaturi pentru p\u0103rin\u021bi\" \/>\n<meta property=\"og:description\" content=\"Ce \u00eenseamn\u0103 banii pentru copii? Afl\u0103 sfaturi, exemple de activit\u0103\u021bi educative \u0219i c\u00e2nd s\u0103 \u00eencepi s\u0103-\u021bi preg\u0103te\u0219ti copilul pentru un viitor financiar responsabil.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/\" \/>\n<meta property=\"og:site_name\" content=\"Novakid Blog\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-14T16:37:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-03T15:46:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Georgiana Vasile Anghel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"Georgiana Vasile Anghel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minut\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Educa\u021bia financiar\u0103 pe \u00een\u021belesul copiilor: Sfaturi pentru p\u0103rin\u021bi","description":"Ce \u00eenseamn\u0103 banii pentru copii? Afl\u0103 sfaturi, exemple de activit\u0103\u021bi educative \u0219i c\u00e2nd s\u0103 \u00eencepi s\u0103-\u021bi preg\u0103te\u0219ti copilul pentru un viitor financiar responsabil.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/","og_locale":"ro_RO","og_type":"article","og_title":"Educa\u021bia financiar\u0103 pe \u00een\u021belesul copiilor: Sfaturi pentru p\u0103rin\u021bi","og_description":"Ce \u00eenseamn\u0103 banii pentru copii? Afl\u0103 sfaturi, exemple de activit\u0103\u021bi educative \u0219i c\u00e2nd s\u0103 \u00eencepi s\u0103-\u021bi preg\u0103te\u0219ti copilul pentru un viitor financiar responsabil.","og_url":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/","og_site_name":"Novakid Blog","article_published_time":"2024-11-14T16:37:59+00:00","article_modified_time":"2024-12-03T15:46:13+00:00","og_image":[{"width":1024,"height":720,"url":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use.png","type":"image\/png"}],"author":"Georgiana Vasile Anghel","twitter_card":"summary_large_image","twitter_misc":{"Scris de":"Georgiana Vasile Anghel","Timp estimat pentru citire":"1 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/#article","isPartOf":{"@id":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/"},"author":{"name":"Georgiana Vasile Anghel","@id":"https:\/\/www.novakidschool.com\/ro\/blog\/#\/schema\/person\/b237dd4c2fa001b0f76d632b3acfeebf"},"headline":"Educa\u021bia financiar\u0103 pe \u00een\u021belesul copiilor \u2013 Cum s\u0103 \u00eei preg\u0103te\u0219ti pentru via\u021b\u0103?","datePublished":"2024-11-14T16:37:59+00:00","dateModified":"2024-12-03T15:46:13+00:00","mainEntityOfPage":{"@id":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/"},"wordCount":15,"commentCount":0,"publisher":{"@id":"https:\/\/www.novakidschool.com\/ro\/blog\/#organization"},"image":{"@id":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/#primaryimage"},"thumbnailUrl":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use.png","articleSection":["Educa\u0163ia copiilor"],"inLanguage":"ro-RO","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/","url":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/","name":"Educa\u021bia financiar\u0103 pe \u00een\u021belesul copiilor: Sfaturi pentru p\u0103rin\u021bi","isPartOf":{"@id":"https:\/\/www.novakidschool.com\/ro\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/#primaryimage"},"image":{"@id":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/#primaryimage"},"thumbnailUrl":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use.png","datePublished":"2024-11-14T16:37:59+00:00","dateModified":"2024-12-03T15:46:13+00:00","description":"Ce \u00eenseamn\u0103 banii pentru copii? Afl\u0103 sfaturi, exemple de activit\u0103\u021bi educative \u0219i c\u00e2nd s\u0103 \u00eencepi s\u0103-\u021bi preg\u0103te\u0219ti copilul pentru un viitor financiar responsabil.","breadcrumb":{"@id":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/#breadcrumb"},"inLanguage":"ro-RO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/"]}]},{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/#primaryimage","url":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use.png","contentUrl":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2023\/02\/1024\u0445720_Not-Just-Money-Talks_-English-Money-Idioms-Native-Speakers-Use.png","width":1024,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/www.novakidschool.com\/ro\/blog\/educatia-financiara-si-banii-pentru-copii-sfaturi-de-la-specialisti-pentru-parinti\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.novakidschool.com\/ro\/blog\/"},{"@type":"ListItem","position":2,"name":"Educa\u021bia financiar\u0103 pe \u00een\u021belesul copiilor \u2013 Cum s\u0103 \u00eei preg\u0103te\u0219ti pentru via\u021b\u0103?"}]},{"@type":"WebSite","@id":"https:\/\/www.novakidschool.com\/ro\/blog\/#website","url":"https:\/\/www.novakidschool.com\/ro\/blog\/","name":"Novakid Blog","description":"Novakid Blog Romania","publisher":{"@id":"https:\/\/www.novakidschool.com\/ro\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.novakidschool.com\/ro\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ro-RO"},{"@type":"Organization","@id":"https:\/\/www.novakidschool.com\/ro\/blog\/#organization","name":"Novakid","url":"https:\/\/www.novakidschool.com\/ro\/blog\/","logo":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/www.novakidschool.com\/ro\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2022\/06\/logo-novakid.svg","contentUrl":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-content\/uploads\/2022\/06\/logo-novakid.svg","width":268,"height":71,"caption":"Novakid"},"image":{"@id":"https:\/\/www.novakidschool.com\/ro\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.novakidschool.com\/ro\/blog\/#\/schema\/person\/b237dd4c2fa001b0f76d632b3acfeebf","name":"Georgiana Vasile Anghel","image":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/secure.gravatar.com\/avatar\/ff5c592decee59fd51f6a47095980a95f6e7db2917bbee77e5a46616c68c5432?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ff5c592decee59fd51f6a47095980a95f6e7db2917bbee77e5a46616c68c5432?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ff5c592decee59fd51f6a47095980a95f6e7db2917bbee77e5a46616c68c5432?s=96&d=mm&r=g","caption":"Georgiana Vasile Anghel"},"sameAs":["https:\/\/www.linkedin.com\/in\/elena-georgiana-vasile-b999b547\/"],"url":"https:\/\/www.novakidschool.com\/ro\/blog\/authors\/georgiana_anghel\/"}]}},"_links":{"self":[{"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/posts\/1213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/comments?post=1213"}],"version-history":[{"count":11,"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/posts\/1213\/revisions"}],"predecessor-version":[{"id":4946,"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/posts\/1213\/revisions\/4946"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/media\/4942"}],"wp:attachment":[{"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/media?parent=1213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/categories?post=1213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.novakidschool.com\/ro\/blog\/wp-json\/wp\/v2\/tags?post=1213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}